Terms & Conditions

Welcome to Tax Free Retirement Insurance Website!


These terms and conditions outline the rules and regulations for the use of Tax Free Retirement Insurance, located at https://taxfreewealthinsurance.com

By accessing this website, we assume you accept these terms and conditions. Do not continue to use Tax Free Retirement Insurance if you do not agree to take all of the terms and conditions stated on this page.

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: "Client", "You" and "Your" refers to you, the person log on this website and compliant to the Company’s terms and conditions. "The Company", "Ourselves", "We", "Our" and "Us", refers to our Company, Final Expense Insurance. "Party", "Parties", or "Us", refers to both the Client and ourselves. All terms refer to the offer, acceptance, and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services, in accordance with and subject to, prevailing law of Netherlands. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same


Use of the Website

We employ the use of cookies. By accessing Tax Free Retirement Insurance website, you agreed to use cookies in agreement with the Tax Free Retirement Insurance Privacy Policy.

Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people to visit our website. Some of our affiliate/advertising partners may also

use cookies.


Cookies

We employ the use of cookies. By accessing Tax Free Retirement Insurance website, you agreed to use cookies in agreement with the Tax Free Retirement Insurance Privacy Policy. Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people to visit our website. Some of our affiliate/advertising partners may also

use cookies.


Intellectual Property Rights

Subject to your compliance with these Terms and Conditions, Tax Free Retirement Insurance grants you a limited, non-exclusive, non-transferable, sub-licensable license to access and make personal, non-commercial use of this site. This license does not include any resale or commercial use of this site or its contents, including but not limited to product listings, descriptions, or prices; any derivative use of this site or its contents; or any use of data mining, robots, or similar data gathering and extraction tools. You may not use any meta tags or any other "hidden text" utilizing our name or trademarks without our express written consent. Any unauthorized use terminates the permission or license granted by Tax Free Retirement Insurance.

All copyright, trademarks, design rights, patents and other intellectual property rights (registered and unregistered) in and on this website and all content (including text, images, graphics, videos, and logos) located on the site shall remain vested in Tax Free Retirement Insurance or its licensors.

You may not copy, reproduce, republish, disassemble, decompile, reverse engineer, download, post, broadcast, transmit, make available to the public, or otherwise use any content on this website in any way except for your own personal, non-commercial use. Any other use of the website content requires the prior written permission of Tax Free Retirement Insurance. Unless otherwise stated, Tax Free Retirement Insurance and/or its licensors own the intellectual property rights for all material on Tax Free Retirement Insurance. All intellectual property rights are reserved. You may access this from Tax Free Retirement Insurance for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

● Republish material from Tax Free Retirement Insurance

● Sell, rent or sub-license material from Tax Free Retirement Insurance

● Reproduce, duplicate, or copy material from Tax Free Retirement Insurance

● Redistribute content from Tax Free Retirement Insurance

This Agreement shall begin on the date hereof.

Parts of this website offer an opportunity for users to post and exchange opinions and information in certain areas of the website. Tax Free Retirement Insurance does not filter, edit, publish or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of Tax Free Retirement Insurance, its agents and/or affiliates. Comments reflect the views and opinions of the person who posts their views and opinions. To the extent permitted by applicable laws, Tax Free Retirement Insurance shall not be liable for the Comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comment

on this website.

Tax Free Retirement Insurance reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive or causes breach of these Terms and Conditions


You warrant and represent that:

●You are entitled to post Comments on our website and have all necessary licenses and consents to do so;

● The Comments do not invade any intellectual property right, including without limitation copyright, patent or trademark of any third party;

● The Comments do not contain any defamatory, libelous, offensive, indecent or otherwise unlawful material which is an invasion of privacy;

● The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.


User Conduct

By submitting any content (including text, images, graphics, videos, and logos) to this

website, you grant Tax Free Retirement Insurance a non-exclusive, royalty-free, perpetual,

irrevocable, and fully sub-licensable right to use, reproduce, modify, adapt, publish,

translate, create derivative works from, distribute, and display such content throughout

the world in any media.

You represent and warrant that you own or otherwise control all of the rights to the

content that you submit; that the content is accurate and not misleading; and that use of

the content does not violate this policy and will not cause injury to any person or entity.

You agree that all information or data of any kind, whether text, software, code, music or

sound, photographs or graphics, video or other materials ("Content"), publicly or

privately provided, shall be the sole responsibility of the person providing the Content or

the person whose user account is used. You agree that our website may expose you to

Content that may be objectionable or offensive. We shall not be responsible to you in

any way for the Content that appears on this website, nor for any error or omission.


Limitation of Liability

We shall not be held responsible for any content that appears on your Website. You

agree to protect and defend us against all claims that is rising on your Website. No

link(s) should appear on any Website that may be interpreted as libelous, obscene or

criminal, or which infringes, otherwise violates, or advocates the infringement or other

violation of, any third-party rights.

The content provided on this website is for general information purposes only and does

not constitute legal or financial advice. While we endeavor to keep the information up-

to-date and correct, we make no representations or warranties of any kind, express or

implied, about the completeness, accuracy, reliability, suitability, or availability with

respect to the website or the information, products, services, or related graphics

contained on the website for any purpose. Any reliance you place on such information is

therefore strictly at your own risk.

In no event shall Final Expense Insurance, nor its directors, employees, partners,

agents, suppliers, or affiliates, be liable for any indirect, incidental, special,

consequential, or punitive damages, including without limitation, loss of profits, data,

use, goodwill, or other intangible losses, resulting from (i) your access to or use of or

inability to access or use the site; (ii) any conduct or content of any third party on the

site; (iii) any content obtained from the site; and (iv) unauthorized access, use, or

alteration of your transmissions or content, whether based on warranty, contract, tort

(including negligence), or any other legal theory, whether or not we have been informed

of the possibility of such damage, and even if a remedy set forth herein is found to have

failed of its essential purpose.


Indemnification

You agree to indemnify, defend, and hold harmless Tax Free Retirement Insurance, its

officers, directors, employees, agents, licensors, and suppliers from and against all

losses, expenses, damages, and costs, including reasonable attorneys' fees, resulting

from any violation of these Terms and Conditions or any activity related to your account

(including negligent or wrongful conduct) by you or any other person accessing the site

using your account.


Termination

Tax Free Retirement Insurance reserves the right to terminate or suspend your access to all or

any part of the site at any time, with or without notice, effective immediately, for any

reason whatsoever, including without limitation if you breach these Terms and

Conditions. Upon termination or suspension, your right to use the site will immediately cease, and we may immediately deactivate or delete your user account and all related

information and files associated with it


Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with

the laws of Memphis, TN without regard to its conflict of law provisions. You agree to

submit to the personal jurisdiction of the courts located in


Your Privacy

Please read Privacy Policy

Reservation of Rights

We reserve the right to request that you remove all links or any particular link to our

Website. You approve to immediately remove all links to our Website upon request. We also reserve

the right to amend these terms and conditions and their linking policy at any time. By

continuously linking to our Website, you agree to be bound to and follow these linking

terms and conditions.


Removal of links from our website

If you find any link on our Website that is offensive for any reason, you are free to

contact and inform us at any moment. We will consider requests to remove links, but we

are not obligated to or so or to respond to you directly.

We do not ensure that the information on this website is correct, we do not warrant its

completeness or accuracy; nor do we promise to ensure that the website remains

available or that the material on the website is kept up to date


Changes to These Terms and Conditions

We reserve the right to modify these terms and conditions at any time without prior

notice. Your continued use of the website after any such changes constitutes your

acceptance of the new terms and conditions.

Terms & Conditions

Welcome to Espo Life and Annuities Website!


These terms and conditions outline the rules and regulations for the use of Final Expense Insurance, located at https://espolifeandannuity.com

By accessing this website, we assume you accept these terms and conditions. Do not continue to use Final Expense Insurance if you do not agree to take all of the terms and conditions stated on this page.

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: "Client", "You" and "Your" refers to you, the person log on this website and compliant to the Company’s terms and conditions. "The Company", "Ourselves", "We", "Our" and "Us", refers to our Company, Final Expense Insurance. "Party", "Parties", or "Us", refers to both the Client and ourselves. All terms refer to the offer, acceptance, and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services, in accordance with and subject to, prevailing law of Netherlands. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same


Use of the Website

We employ the use of cookies. By accessing Espo Life and Annuities website, you agreed to use cookies in agreement with the Final Expense Insurance Privacy Policy.

Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people to visit our website. Some of our affiliate/advertising partners may also

use cookies.


Cookies

We employ the use of cookies. By accessing Espo Life and Annuities website, you agreed to use cookies in agreement with the Final Expense Insurance Privacy Policy. Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people to visit our website. Some of our affiliate/advertising partners may also

use cookies.


Intellectual Property Rights

Subject to your compliance with these Terms and Conditions, Espo Life and Annuities grants you a limited, non-exclusive, non-transferable, sub-licensable license to access and make personal, non-commercial use of this site. This license does not include any resale or commercial use of this site or its contents, including but not limited to product listings, descriptions, or prices; any derivative use of this site or its contents; or any use of data mining, robots, or similar data gathering and extraction tools. You may not use any meta tags or any other "hidden text" utilizing our name or trademarks without our express written consent. Any unauthorized use terminates the permission or license granted by Final Expense Insurance.

All copyright, trademarks, design rights, patents and other intellectual property rights (registered and unregistered) in and on this website and all content (including text, images, graphics, videos, and logos) located on the site shall remain vested in Final Expense Insurance or its licensors.

You may not copy, reproduce, republish, disassemble, decompile, reverse engineer, download, post, broadcast, transmit, make available to the public, or otherwise use any content on this website in any way except for your own personal, non-commercial use. Any other use of the website content requires the prior written permission of Final Expense Insurance. Unless otherwise stated, Espo Life and Annuities and/or its licensors own the intellectual property rights for all material on Espo Life and Annuities. All intellectual property rights are reserved. You may access this from Final Expense Insurance for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

● Republish material from Espo Life and Annuities

● Sell, rent or sub-license material from Espo Life and Annuities

● Reproduce, duplicate, or copy material from Espo Life and Annuities

● Redistribute content from Espo Life and Annuities

This Agreement shall begin on the date hereof.

Parts of this website offer an opportunity for users to post and exchange opinions and information in certain areas of the website. Espo Life and Annuities does not filter, edit, publish or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of Final Expense Insurance, its agents and/or affiliates. Comments reflect the views and opinions of the person who posts their views and opinions. To the extent permitted by applicable laws, Final Expense Insurance shall not be liable for the Comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comment

on this website.

Espo Life and Annuities reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive or causes breach of these Terms and Conditions


You warrant and represent that:

●You are entitled to post Comments on our website and have all necessary licenses and consents to do so;

● The Comments do not invade any intellectual property right, including without limitation copyright, patent or trademark of any third party;

● The Comments do not contain any defamatory, libelous, offensive, indecent or otherwise unlawful material which is an invasion of privacy;

● The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.


User Conduct

By submitting any content (including text, images, graphics, videos, and logos) to this

website, you grant Espo Life and Annuities a non-exclusive, royalty-free, perpetual,

irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish,

translate, create derivative works from, distribute, and display such content throughout

the world in any media.

You represent and warrant that you own or otherwise control all of the rights to the

content that you submit; that the content is accurate and not misleading; and that use of

the content does not violate this policy and will not cause injury to any person or entity.

You agree that all information or data of any kind, whether text, software, code, music or

sound, photographs or graphics, video or other materials ("Content"), publicly or

privately provided, shall be the sole responsibility of the person providing the Content or

the person whose user account is used. You agree that our website may expose you to

Content that may be objectionable or offensive. We shall not be responsible to you in

any way for the Content that appears on this website, nor for any error or omission.


Limitation of Liability

We shall not be held responsible for any content that appears on your Website. You

agree to protect and defend us against all claims that is rising on your Website. No

link(s) should appear on any Website that may be interpreted as libelous, obscene or

criminal, or which infringes, otherwise violates, or advocates the infringement or other

violation of, any third-party rights.

The content provided on this website is for general information purposes only and does

not constitute legal or financial advice. While we endeavor to keep the information up-

to-date and correct, we make no representations or warranties of any kind, express or

implied, about the completeness, accuracy, reliability, suitability, or availability with

respect to the website or the information, products, services, or related graphics

contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

In no event shall Espo Life and Annuities, nor its directors, employees, partners,

agents, suppliers, or affiliates, be liable for any indirect, incidental, special,

consequential, or punitive damages, including without limitation, loss of profits, data,

use, goodwill, or other intangible losses, resulting from (i) your access to or use of or

inability to access or use the site; (ii) any conduct or content of any third party on the

site; (iii) any content obtained from the site; and (iv) unauthorized access, use, or

alteration of your transmissions or content, whether based on warranty, contract, tort

(including negligence), or any other legal theory, whether or not we have been informed

of the possibility of such damage, and even if a remedy set forth herein is found to have

failed of its essential purpose.


Indemnification

You agree to indemnify, defend, and hold harmless Espo Life and Annuities, its

officers, directors, employees, agents, licensors, and suppliers from and against all

losses, expenses, damages, and costs, including reasonable attorneys' fees, resulting

from any violation of these Terms and Conditions or any activity related to your account

(including negligent or wrongful conduct) by you or any other person accessing the site

using your account.


Termination

Final Expense Insurance reserves the right to terminate or suspend your access to all or

any part of the site at any time, with or without notice, effective immediately, for any

reason whatsoever, including without limitation if you breach these Terms and

Conditions. Upon termination or suspension, your right to use the site will immediately cease, and we may immediately deactivate or delete your user account and all related

information and files associated with it


Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with

the laws of Memphis, TN without regard to its conflict of law provisions. You agree to

submit to the personal jurisdiction of the courts located in


Your Privacy

Please read Privacy Policy

Reservation of Rights

We reserve the right to request that you remove all links or any particular link to our

Website. You approve to immediately remove all links to our Website upon request. We also reserve

the right to amend these terms and conditions and their linking policy at any time. By

continuously linking to our Website, you agree to be bound to and follow these linking

terms and conditions.


Removal of links from our website

If you find any link on our Website that is offensive for any reason, you are free to

contact and inform us at any moment. We will consider requests to remove links, but we

are not obligated to or so or to respond to you directly.

We do not ensure that the information on this website is correct, we do not warrant its

completeness or accuracy; nor do we promise to ensure that the website remains

available or that the material on the website is kept up to date


Changes to These Terms and Conditions

We reserve the right to modify these terms and conditions at any time without prior

notice. Your continued use of the website after any such changes constitutes your

acceptance of the new terms and conditions.